Refinancing | The Background For Reclaiming Excessive Bank Charges

The Background For Reclaiming Excessive Bank Charges

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Background To Reclaiming My Bank Charges

Reclaiming Unfair Bank Charges has been in the news a lot recently and there are a lot of people are reported to be being very successful with their claims. But can you claim? Do you need a solicitor?

Are solicitors required to reclaim bank charges?


If your claim isn’t going to be difficult then there’s probably no need to get a solicitor involved when you are reclaiming your bank charges. At the very worst, most of the claim can be handled through the small claims courts and probably from your own home if the banks play ball.

But if your claim is complex or you know you just won’t bother reclaiming yourself without help, then the cost is possibly worth it. But look for a no-win no-fee solicitor and check what their fee will be.

If you have paid unfair charges, make sure you reclaim them from your bank.

Whether you go it alone or appoint a solicitor, or start off yourself and seek professional help if the bank uses their tricks to delay the case, remember that it is important to continue your claim. If you stop, lose interest or just forget to continue to the next step, then the bank has won. If this is likely to be you, write down the steps in your diary or get in touch with a solicitor who advertises support for reclaiming bank charges.

During a 2006 ruling that credit cards should only charge no more then a

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